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If you would like to install the Home Depot Bank mobile credit card app and log into your on-line account, you will need to follow the instructions below. If you don’t offset the card balance by the end of the financing period, the interest gets calculated from the purchase date. Thus, the card APR lies between 17.99% and 26.99% based on creditworthiness, and there is no annual fee whatsoever. Before you start your project, budget for the supplies you’ll need and come up with a plan to pay off your purchase as quickly as possible to avoid racking up interest payments. If your email address changes, please update it through Account Online or call us at the number on the back of your card.

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You might also encounter a high APR, especially if you miss a payment. Otherwise, tracking your credit card application status is easy either online or through your mobile. Annual fee store credit card that’s best for low-cost credit improvement and financing big-ticket projects. Instead of offering ongoing rewards, as is common among store cards, the Home Depot Credit Card offers a 0% introductory interest rate for 6 months on purchases of at least $299. If Home Depot isn’t the only home improvement store in your area, you may save more with a retail card from its competitor, Lowe’s.

Fill out the application form by providing essential information like name, address, DOB, social security number, and so on. Business consumers who regularly purchase from Home Depot for their home improvement contracts can also apply for financing. Go to any The Home Depot location and ask a cashier to check your balance. You can access your bank statement in PDF format to find out how much you owe and when the due date is. Click the orange Submit Application button to process your application. We reserve the right to terminate the alerting service, in whole or in part, at any time without notice.
Regular APR Won’t Do You Any Favors
Network, so it's accepted basically anywhere they take credit cards. Is not accepted as payment for an online gift card purchase because that site is operated by a third-party vendor. You won't be able to buy any gift cards outside of Home Depot, either.
You need to verify your registration number using the send verification code for further processing. If you want to take advantage of a 0% APR introductory period and the opportunity to earn some cash back over time, the Capital One Quicksilver Card could be a good option. You’ll have 15 months of 0% APR on new purchases and balance transfers, then a regular variable APR of 17.99% – 27.99%. Plus, you’ll get unlimited 1.5% cash back on every purchase and can earn a $200 welcome bonus when you spend $500 within three months of account opening.
What Is The Process For The Online Application For Home Depot Credit Card?
Click the orange Apply Now button to access the credit card application. You must have a Home Depot Bank credit card account to sign up. If you have not yet created an account, please follow the instructions at the bottom of this page. The alerting service allows you to request and receive messages about your credit card account. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution.
After you’ve used your card to make purchases, follow these steps to make your payments. The Home Depot credit card can be used to fund in-store purchases. Take the confirmation to your nearest Home Depot store to receive your preliminary card information and a $25 coupon to use on a Home Depot purchase of $25 or more. Both a website and an application can now be used to log in. Both options require the use of a desktop PC, laptop, mobile phone, tablet or other internet-connected device. Additionally, cardholders have the added benefit of being able to return items for a full year, which is four times the amount allowed under Home Depot’s standard return policy.
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Reach out to the customer service desk and ask for the credit card application. Because it is a retail card, the Home Depot Consumer Credit Card cannot be used at other establishments. With purchases of $299 or more, the card allows access to exclusive promotional periods in addition to 6 months of special financing. The best home improvement store card for your needs depends on what benefits you're looking for in a credit card. Make sure you review current offers prior to selecting a card. Depending on the size and expense of your home project, a 0% APR card with a long introductory period might make more sense than a branded store card.

Plus, particularly creditworthy applicants could get limits a lot higher than that. If you want to enhance your application by improving your credit score, WalletHub's free credit analysiscan tell you what steps to take. Victoria's Secret, owned by L Brands, is a popular online and in-store destination for shoppers interested in specialty lingerie, fashion and beauty products.
Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered. The issuer will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. For a better chance at receiving an automatic credit limit increase, make sure to always pay on time and to keep your credit utilization low.
To qualify for Home Depot Credit Card application, you must be a resident of the United States. You can either make an application for your card online using their website or in person. The application assessment and approval are instantaneous if you avail all the correct information required by the issuer. However, Home Depot regularly has promotions to motivate you to finance purchases using the card, but transfer money from one credit card to another is not guaranteed by this card.
Click the link above to download the Home Depot Bank mobile app for your Apple or Android device. You can monitor the balance of your bill payments for the Home Deposit Service. Receipt of each alert may be delayed, or prevented by factors affecting your Internet service provider, mobile carrier, and/or other factors outside of our control. If a scheduled payment exceeds the current balance at the time of execution, you agree that we will reduce the scheduled payment amount to the amount of your current balance. Wait for the decision page to load to see if your application has been approved.

During this time you will not be able to log in, but you will be notified beforehand. Easy checking of your account transaction history is made possible by the Home Deposit Service. You will find it easy to check and keep track of your balance. Click the Sign On button after completing your information. Now you are successful in logging into your on-line account.